Romans 3:23 For All have sinned, and come short of the glory of God;
The penalty of sin is death and hell
Romans 6:23 For the wages of sin is death; but the gift of God is eternal life through Jesus Christ our Lord.
Jesus Paid the Penalty
Romans 5:8,9 But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us. Much more then, being now justified by his Blood, we shall be saved from wrath through him.
If you Believe that Christ paid the penalty and receive Christ HE WILL SAVE YOU
Romans 10:9-13 That if thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved! For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation. For the scripture saith, Whosoever believeth on him shall not be ashamed. For there is no difference between the Jew and the Greek: for the same Lord over all is rich unto all that call upon him. For whosoever shall call upon the name of the Lord shall be saved.
Yes!
you do need to be in church
Romans 10:14 How then shall they call on him in whom they have not believed? and how shall they believe in him of whom they have not heard? and how shall they hear without a preacher? Romans 10:17 So then faith cometh by hearing, and hearing by the WORD of GOD.